Property Insurance

Securing High-Value Commercial Assets

From routine commercial exposures to hard-to-place, CAT-exposed, or complex property portfolios.

At Sonderbridge, our Property Division is designed to handle sophisticated risks. We maintain strong relationships with top-tier, A-rated domestic carriers and Lloyds syndicates, allowing us to build custom layers, primary programs, or excess property placements.

Whether your clients face severe wind exposure in coastal zones, flood hazards, or complex equipment integrations, our technical underwriters structure the coverage required to satisfy lenders and protect equity.

Specialty Coverages Available:

  • All-Risk & Named Peril Policies: Broad commercial coverages.
  • Catastrophe Coverages: High-limit Earthquake, Flood, and Windstorm.
  • Deductible Buybacks: Structuring minor deductibles for major CAT perils.
  • Inland Marine: Contractor's equipment, builder's risk, and transit.
  • Equipment Breakdown: Modern machinery and technological infrastructure.
  • Building Ordinance or Law: Covers extra demolition and rebuild costs to code.

Preferred Risk Classes

We actively underwrite and place property risks across a wide range of commercial sectors nationwide.

Real Estate & Hospitality

Multi-family apartments, commercial office parks, shopping centers, hotels, and luxury resorts nationwide.

Construction & Builder's Risk

Ground-up commercial builds, renovations, and heavy civil construction projects with customized inland marine schedules.

Retail & Distribution

High-value warehouses, national retail chains, supply centers, and critical logistics hubs exposed to wind/theft risks.

Entertainment & Sports

Production studios, stadiums, amphitheaters, large event venues, and specialized recreational facilities.

Financial Institutions

Bank branches, administrative corporate buildings, investment firm locations, and high-value portfolios.

Government & Municipalities

Public entity real estate portfolios, educational campuses, civic centers, and critical municipal utility facilities.